Terms of Use

These terms of use apply to the pages available on the SSQ General Insurance Company Inc. Website. The terms of use for the SSQ, Life Insurance Company Inc. Website are available at the following address: www.ssq.ca/en/copyright.htm.

Use of SSQ General Insurance Company Inc. Website
Security
Cookies
Intellectual Property
Exclusion
Liability
External Links
Reservation of Rights
Accuracy of Information
Harm to Others
Applicable Laws
Modification of Terms


Use of SSQ General Insurance Company Inc. Website

This Website belongs to SSQ General Insurance Company Inc. (hereinafter SSQ), and the information and facts it contains are provided for reference purposes only. The use of this Website is subject to the following terms and all applicable laws. By accessing and browsing through this Website, you agree to these terms of use fully and without limitation. If you are in disagreement with them, please refrain from using the site.

Top of page

Security

SSQ has taken security measures to protect you against the loss or unauthorized use of any information entrusted to us. These measures are available in the Personal Information Protection section. Forms available on this site are secured by a 128-bit encryption system. Email, however, is not secure and you agree to use it at your own risk.

Top of page

Cookies

A "cookie" is a very small text virtual that is put on your hard drive by some Websites. Cookies are harmless in that they cannot read information on your hard drive and do not take control away from the user. SSQ uses cookies primarily to monitor site traffic, gather important information for our marketing department, and help us better tailor the site for your future use. The use of cookie technology does not give SSQ access to confidential information about you.

Top of page

Intellectual Property

All content on this Website, particularly copy, images, illustrations, and software, are the property of SSQ, and SSQ makes no claim or guarantee that this content does not infringe on the rights of another person or entity.

The content of this Website may not be copied, reproduced, republished, downloaded, displayed, transmitted, distributed, or modified, in full or in part, textually or graphically, or in audio, video, or executable form, without written authorization from SSQ. It is your responsibility to ensure that you are legally entitled to access this Website and that its content and the content accessible through it is lawful in your place of access.

Trademarks, logos, and service marks (collectively called "marks") appearing on this site are registered or unregistered trademarks of SSQ or other entities, belong to their respective owners, and cannot be reproduced or used without written authorization from their owners. (To obtain this authorization, please contact our Web team at edimestre@ssqgenerale.com.)

Top of page

Exclusion

SSQ makes no claim or guarantee as to the proper functioning or condition of this Website, its usefulness, or that its use will be uninterrupted or error-free. All content and information on this Website is provided "as is" with no guarantee of any kind. SSQ disclaims all oral and written guarantees and conditions, whether legal, express, or implied. The information, replies, and components of the site are not intended as technical, financial, fiscal, legal, business, or other advice for your specific situation, but are rather intended as a means of presenting SSQ products and services in a general light. We encourage you to consult an SSQ agent and discuss how the information and other items on the site can apply to you and, together with the agent, assess your particular situation. This exclusion is to be applied in addition to all other specific exclusions otherwise provided for within these terms of use. If any part of this exclusion is not allowable in your place of access, it shall not apply.

SSQ makes no claim or warranty that the information and other content accessible on or from this Website are free of errors, defects, viruses, or other destructive elements, that access will be uninterrupted, or that any errors of this nature will be corrected.

Top of page

Liability

SSQ shall not be liable for any damages, whether direct, indirect, accessory, special, or consequential, resulting from the use of any components, products, or services of any kind, or the inability to use them, whether based on contractual or non-contractual liability, and shall not be responsible for providing compensation or other recourse of any kind to you or a third party. Your only recourse shall be to stop using this Website. If any part of this limitation is not allowable in your place of access, it shall not apply.

Top of page

External Links

For user convenience, we have provided links to a variety of external sites. However, SSQ has neither explicitly or implicitly verified or endorsed these sites. SSQ is not liable for the content or possible modification of linked sites, which are each subject to their own terms of use and confidentiality policies. Therefore, SSQ is also not liable for any damages that may be caused directly or indirectly, notably from using hyperlinks, and cannot guarantee that they are free of viruses or other problems that could affect use. As a further note, it is prohibited to create a link from another Website to this SSQ Website without specific authorization from SSQ. (To obtain this authorization, please contact our Web team at edimestre@ssqgenerale.com.)

Top of page

Reservation of Rights

SSQ reserves all rights that are not specifically attributed herein. No part of this statement shall be construed as implicitly granting the license or right, by preclusion or otherwise, to a copyright, patent, trademark, or other intellectual ownership right of SSQ or another person or entity.

Top of page

Accuracy of Information

SSQ may update information, replies, or other items on the Website from time to time, but does not make any guarantee that said content is up-to-date, precise, error-free, or complete.

Top of page

Harm to Others

You undertake not to post information or other content on this Website or through it that may cause harm to a third party. This includes any information or other items intentionally or unintentionally containing errors or defects that may constitute defamation or obscenity, promote hate, or otherwise involve a criminal infraction or impinge upon the civil liability of a person or entity.

Top of page

Applicable Laws

This site is controlled and operated by SSQ from Quebec City, Quebec, and these terms shall be governed by the applicable laws of Quebec and Canada without reference to the principles of conflict of laws. You agree to be bound by such laws and to submit to the competent tribunals in Quebec City, QC, for the interpretation or application of these terms.

Top of page

Modification of Terms

SSQ may modify or otherwise update the terms governing this Website at any time without notice, and you agree to be bound by such terms as are in effect at the time of your visit to the SSQ Website.

Top of page

Last update: July 7th, 2004.

Contact Us | Terms of Use | Personal Information Protection

© 2008 SSQ General Insurance Company Inc. All rights reserved.