Additional Coverage

You can enhance your basic policy today with a number of additional coverage options!

Coverage	You are covered when...	Benefits
Enhanced accident benefits	You or your spouse are the victim of an automobile accident whether you are the driver, a passenger, or a pedestrian	A death benefit of $25,000
		A mutilation benefit of up to $25,000
		Reimbursement of medical costs up to $2,000
Broadened "loss of use" extension	Your vehicle becomes inoperable following a covered loss	Replacement vehicle or other means of transportation up to $75 per day, and up to $2,250 per occurrence
Broadened "loss of use" extension	Loss or damage during a trip	Reimbursement if you incur additional travel costs
Waiver of deductible – Hit-and-run	Your vehicle is damaged on a public road by an unidentified person (hit-and-run) and you promptly reported the incident to the police	No deductible to pay
Waiver of deductible – Total Loss	Your vehicle is declared a total loss following an accident	No deductible to pay
Civil liability resulting from damage to non-owned automobiles	You borrow a vehicle,	Liability coverage of up to $50,000 per occurrence to cover damage to vehicles in your care
	You rent a vehicle short term
	You use an employer-provided vehicle

Certain conditions and limitations apply.