Basic Coverage

 

Do I need car insurance?

In Quebec, automobile insurance is mandatory. The Automobile Insurance Act requires all vehicle owners to purchase liability insurance from a private insurer.

 

Liability insurance: required coverage
 

Coverage	You are covered when...
Liability insurance of at least $50,000* is required*	You cause damage to a third party's property during an accident that occurs in Quebec (bodily injury is generally covered by SAAQ, under its no-fault plan)
	You cause bodily injury to a third party and damage to his/her property during an accident that occurs outside Quebec

*Increasing the insurance amount to $1 or $2 million is recommended, particularly if you drive outside Quebec.

Damage insurance: protecting my property

Coverage	You are covered when...
Collision or upset (Section B2)	Your vehicle is damaged during an accident caused by you that involves a third party
	You cause an accident that does not involve any other vehicles (e.g., loss of control)
	You are the victim of a hit-and-run
Comprehensive (Section B3)	Your vehicle is damaged by fire, theft, vandalism, or sustains one or more broken windows

Even more coverage with Auto Extra

You can enhance your auto insurance policy with additional coverage options. These can be purchased à la carte or as part of the money-saving Auto Extra package.

For advice or an auto insurance quote:

• 1-866-SSQ-AUTO (1-866-777-2886)
• Online auto insurance quote